About E-platform credit
A licensed digital lending platform registered with Bank Negara Malaysia, providing transparent and accessible financing solutions to Malaysian residents since 2020.
Our Mission
To provide fast, transparent, and affordable financing to all Malaysians through technology-driven solutions. We aim to simplify the lending process with competitive rates from 4.88% - 18.00% APR and 2-3 hour approval system, making quality financial services accessible to everyone.
Our Vision
To become Malaysia's most trusted digital lending platform, known for transparent pricing, fast approvals, and excellent customer service. We strive to set the standard for honest and efficient financial technology in Malaysia.
Our Story
How E-platform credit came to be
Founded in 2020, E-platform credit was established to address the need for transparent and efficient digital lending in Malaysia. We operate as a registered money lending platform under the supervision of Bank Negara Malaysia (Registration No: NMLS 2478951).
Our approach is simple: we offer personal loans from RM 5,000 to RM 100,000 with interest rates ranging from 4.88% to 18.00% APR based on creditworthiness. No hidden fees - just straightforward, honest lending. Our automated system processes applications in 2-3 hours, making us one of the fastest lenders in Malaysia.
We serve Malaysian residents aged 21-65 with proof of income and valid identification. Whether you're a salaried employee, self-employed professional, or small business owner, we evaluate each application fairly using our automated credit assessment system. Since launch, we've helped over 6,900 Malaysians access RM 55+ million in financing for personal needs, education, business, and emergencies.
Operating from Kuala Lumpur with customer service in Bahasa Malaysia, English, Mandarin, and Tamil, we're committed to serving Malaysia's diverse communities with respect and professionalism.
Our Values
Transparent Pricing
Rates from 4.88% - 18.00% APR based on creditworthiness. No hidden fees, no surprises. What you see in our calculator is exactly what you pay.
Fast Approval
Automated credit assessment system that delivers decisions in 2-3 hours, not days. Apply online anytime and get quick answers.
Malaysian Service
Serving all Malaysians with customer support in Bahasa Malaysia, English, Mandarin, and Tamil. We understand Malaysia's diverse needs.
Secure Platform
256-bit SSL encryption and secure data handling. Your personal and financial information is protected with bank-level security measures.