About E-platform credit
A licensed digital lending platform registered with KPKT (Ministry of Housing and Local Government Malaysia), providing transparent and accessible financing solutions to Malaysian residents since 2020.
Our Mission
To provide fast, transparent, and affordable financing to all Malaysians through technology-driven solutions. We aim to simplify the lending process with competitive rates from 4.88% - 18.00% APR and 2-3 hour approval system, making quality financial services accessible to everyone.
Our Vision
To become Malaysia's most trusted digital lending platform, known for transparent pricing, fast approvals, and excellent customer service. We strive to set the standard for honest and efficient financial technology in Malaysia.
Our Story
How E-platform credit came to be
E-platform credit was established in 2020 as a digital lending platform to provide accessible and transparent financing solutions to Malaysian residents. We operate as a licensed money lending platform under the supervision of KPKT (Ministry of Housing and Local Government Malaysia) with license number WL7010/14/01.
Our mission is to simplify the lending process through technology. We offer personal loans from RM 1,000 to RM 100,000 with competitive interest rates starting from 4.88% APR, based on individual creditworthiness. Our streamlined application process and automated credit assessment system enable us to provide decisions within 2-3 hours for qualified applicants.
We serve Malaysian citizens and permanent residents aged 21-65 with verifiable income and valid identification. Our services are available to salaried employees, self-employed individuals, and small business owners. We conduct thorough credit assessments using CTOS credit reports and other verification methods to ensure responsible lending practices.
Based in Kuala Lumpur, we provide customer support in multiple languages including Bahasa Malaysia, English, Mandarin, and Tamil to serve Malaysia's diverse communities. We are committed to maintaining the highest standards of customer service and regulatory compliance.
Is E-platform Credit Legitimate? Why You Can Trust Us
How we protect borrowers and stay compliant
Yes — E-platform credit is a legitimate, KPKT-licensed money lender in Malaysia (Licence No. WL7010/14/01), operating under the Moneylenders Act 1951 and supervised by the Ministry of Housing and Local Government (KPKT). You can independently verify a licensed money lender through the KPKT official website.
- No upfront fees — we never ask for processing, release, or insurance payments before disbursement.
- Transparent pricing — APR from 4.88% to 18.00%, with no hidden charges and no early-settlement penalty.
- Data protection — your information is handled in line with Malaysia’s PDPA 2010 and secured with SSL encryption.
- Responsible lending — we assess affordability (income, DSR, CCRIS/CTOS) so you only borrow what you can repay.
Registered office: E-PLATFORM CREDIT SDN BHD, Lot 15-05, Tower C, Vertical Business Suite, Jalan Kerinchi, Bangsar South, 59200 Kuala Lumpur, Malaysia. Contact: support@eplatformcredit.com · +60 10-282 0103.
Our Values
Transparent Pricing
Rates from 4.88% - 18.00% APR based on creditworthiness. No hidden fees, no surprises. What you see in our calculator is exactly what you pay.
Fast Approval
Automated credit assessment system that delivers decisions in 2-3 hours, not days. Apply online anytime and get quick answers.
Malaysian Service
Serving all Malaysians with customer support in Bahasa Malaysia, English, Mandarin, and Tamil. We understand Malaysia's diverse needs.
Secure Platform
256-bit SSL encryption and secure data handling. Your personal and financial information is protected with bank-level security measures.